PERSONAL/NON-PUBLIC INFORMATION PROTECTION INDEMNIFICATION
WHAT DOES LOAN SIMPLE INC. DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal Law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balance and payment history
- Credit score and credit history
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Loan Simple Inc. chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Loans Simple Can you Limit
Inc. share? Sharing?
For our everyday business purposes – such as to process your transactions,
maintain your account(s), respond to court orders and legal
investigations, or report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies No We don’t share
For our affiliates’ everyday business purposes – information about your
transactions and experiences No We don’t share
For our affiliates’ everyday business purposes – information about your
creditworthiness No We don’t share
For nonaffiliates to market to you No We don’t share
To limit our sharing
- Call 1-866-467-3157
- Mail or Email the form below. Email at compliance@loansimple.com
Please Note:
If you are a new customer, we can begin sharing your information thirty (30) days from the date we provide you with this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?
Call 1-866-467-3157 Monday through Friday from 8:00 a.m. to 5:00 p.m., Mountain Time.
Mail-in Form
Mark any/all you want to limit:
[_] Do not share my personal information with nonaffiliates to market their products and services to me.
Name
Address
City, State, Zip
Account #
Mail To:Loan Simple Inc., Attn: Compliance
9635 Maroon Circle #100
Englewood, CO 80112
Who we are
Who is providing this notice?
The Loan Simple, Inc.
What we do
How does Loan Simple protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Loan Simple collect my personal information?
We collect your personal information, for example, when you:
- Apply for a loan
- Pay your mortgage
- Provide employment information
We also collect your personal information from others, such as credit bureaus or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes- information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
See below for more on your rights under state law
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates – Companies related by common ownership or control. They can be financial and non-financial companies.
- Loan Simple Inc. does not have any affiliates.
Nonaffiliates – Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Loan Simple Inc. does not share with non-affiliates so they can market to you.
Joint marketing – A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our marketing partners provide offering such as:
- Loan Simple Inc. does not jointly market.
Other Important Information
California Residents Only: In accordance with California law, we will not share information we collect about you with companies outside of Loan Simple, Inc., unless the law allows. For example, we may share information with your consent, to service your accounts, or to provide rewards or benefits you are entitled to. We will limit sharing among our companies to the extent required by California law.
Nevada Residents Only: Nevada Statute Section 228.600 (3) allows marketing calls to our existing customers listed on the National Do Not Call Registry. If you prefer not to receive marketing calls from us, you may be placed on our Internal Do Not Call list by calling us at 1-866-467-3157 Monday through Friday from 8:00 a.m. to 5:00 p.m. Mountain Time or by writing to us at: Loan Simple Inc., 9635 Marron Circle Suite 100, Englewood, CO 80112.
You may also contact the Nevada Attorney General’s office:
Bureau of Consumer Protection Office of the Nevada Attorney General
555 E. Washington Street, Suite 3900
Las Vegas, NV 89101
Phone: 702-486-3132
Email at: BCPINFO@ag.state.nv.us
New Mexico Residents Only: Complies with New Mexico Statute 59A-12-10 that restricts disclosure of nonpublic customer information for purpose of the sale of insurance.
Residents of Texas Only: Loan Simple Inc. is licensed and examined under the laws of the State of Texas and by state law is subject to regulatory oversight by the Office of Consumer Credit Commissioner. Any consumer wishing to file a complaint against Loan Simple Inc, should contact the Office of Consumer Credit Commissioner through one of the means indicated below: In Person or U.S. Mail: 2601 North Lamar Boulevard, Austin, Texas 78705-4207. Telephone: 800-538-1579. Fax No.: 512- 936-7610. E-mail: consumer.complaints@occc.state.tx.us. Website: www.occc.state.tx.us.
